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Understanding the difference between healthcare and health insurance is the
first step in being able to select the right H.E.A.L.T.H. Plan for you and your
family. Once you understand that good health is a personal responsibility, not
a guarantee, the next step is easy. How do you deal with the costs that come
with the “what if’” that life sometimes throws at us?
Buying insurance cannot prevent fires, car wrecks, sickness or accidents from happening. Insurance can only pay to have things repaired or replaced. In the case of health insurance, it can only pay for the healthcare services a person needs. This makes insurance a financial risk management tool that primarily deals with costs.
You
deserve the highest value from the money you spend on healthcare. It doesn’t
matter if the services are paid for directly by you or through insurance. With
Managing Life’s Risks, employees can balance the care they need with the way
they pay for it.
Who's doing what
Today
it seems as if everybody is in the employee benefit business. Banks, Insurance
Companies, Investment Companies, and Payroll Companies are all competing for
your employee benefit dollars. Yet, most employers are still not seeing the
advantages that come with properly designed employee benefits plans. Want more
from your HR? AmeriSource has your answer.